Wow so at level 33 i must be doing something wrong only having 4000
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If you want to make boat-loads of money, just do the Companion's main quest, which deals with the Silver Hand. A lot of the members in that particular group use silver weapons and wear steel armor, which are both worth a good amount of coin. You'll find so much good loot you'll become over-encumbered in no time, which might mean making extra trips to town just to sell the stuff.
I usually use the 10-1 (10 gold coins minimum for every 1 pound) value-to-weight ratio when determining what I want to carry.
Alchemy can also help you make a decent amount of money, and you don't even need any perks to craft some valuable potions. Giant's Toes are one of the best ingredients to use for creating some of the most valuable potions, so I never hesitate to kill them whenever I get a chance. Sometimes you can find them laying around in Alchemy shops as well, as long as your character doesn't have any moral restrictions about doing a five-finger discount.
I found that Giant's Toe and any of the following combinations of ingredients work well for creating high value potions:
Bear Claws/ Hanging Moss
Blue Butterfly Wings/ Blue Mountain Flowers
Creep Cluster/ Hanging Moss
Bear Claws/ Creep Cluster
Blue Mountain Flower/ Creep Cluster