What is the difference between Novice, Apprentice, Master, et al.? As I'm getting to higher levels, while there are still challenging baddies, am finding that, in general, I'm too powerful for most situations (not because of magic or super upped weapons - they're just normal with minor alterations, like addition of soul steal to keep my gems up). Any thoughts? I know it says you can change during combat, but, an example being lockpicking - I don't have any trouble with the master level lockpicking when I have to do it. Can you set the levels on individual skills?