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I do, probably because I run into enough bandits in villages. If I'm doing a quest, I never fast travel, even if it's based on a place I've been before because you can only do quests once... except for Reputations. :(
I have this for PS3 too but it won't matter - sell your stuff at the Theives Guild when you become a member, they accept stolen and legitimatley obtained iteams. :)